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Insurance Tips

  • How do Insurance companies define a high-risk driver and/or car? Insurance companies often regard drivers over the age of 70 as High Risk
  • How do Insurance companies define a high-risk driver and/or car? Insurance companies often regard drivers with bad credit as High Risk
  • How do Insurance companies define a high-risk driver and/or car? Insurance companies often regard drivers with a history of insurance claims as High Risk
  • What can I do if either me or my car are considered High Risk? While it’s possible to find a high risk policy with a large, traditional insurance company, often, they’ll charge more than the 'Non-Standard' insurance companies. Some of the big companies won’t be able to insure you at all and you’ll have to shop elsewhere anyway.
  • What can I do if either me or my car are considered High Risk? Most states offer an assigned risk program for substandard drivers. This program suits high risk drivers who, due to their driving history, have been unable to find coverage in the voluntary market.

Insurance News

Possible ways for Legislators to Reduce Insurance Costs to the Consumer

In order to help reduce the costs now associated with auto insurance and also in order make insurance more available, there are presently a number of ways that legislators and policymakers can consider.

-The No Pay/No Play option

Read more
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